Integrated Credit and Debit Card Processing
RTO Pro has integrated credit card, debit card and check guarantee processing capabilities using X-Charge. This allows you to process the cards through your computer via modem or an Internet connection.
If you are not accepting credit cards now you can set up account with X-Charge and use the integrated credit card capabilities in RTO Pro instead of purchasing or leasing expensive credit card terminals. If you are accepting credit cards now compare what you could save using X-charge through RTO Pro and have a fully integrated solution which would allow customers to be setup for AutoPay by credit card also.
Comparison of using Integrated Credit Card processing with X-Charge vs. Credit Card Terminals.
|
|
X-Charge integrated w/ RTO Pro |
Credit Card Terminal |
| X-Charge Price | $0.00 Included for FREE with RTO Pro! | $1500 to $2000 or $49.95 x 36 months |
| Credit Card Reader | $99.00 | Included |
| Pin Pad for Debit Cards | $185.00 (optional) | $200 to $300 |
| Receipt Printer Star TSP100 (Optional) | $299.00 (use for RTO Pro receipts also) | Included |
| Total Cost | $583.00 (with Debit capability and Printer) | $1700 to $2300.00 |
Processing credit card through RTO Pro with X-charge is also much easier and faster than using a credit card terminal, everything is done through RTO Pro when you use X-charge. With a credit card terminal you have to process the credit card through the terminal then enter the payment in RTO Pro, when it is integrated you do everything in 1 step.
Call 800-351-6299 to order or Click here to place orders online.
If you use RTO Pro and want to get setup with X-Charge integrated credit card processing or have questions or want to get a customized rate quote or comparison call Accelerated Payment Technologies at: 888-412-1171. Click here to visit the Xcharge website for RTO Pro.
Click here to see the Xcharge PDF brochure
Details of X-charge credit card processing
Through a strategic partnership with RTO Pro Software , X Charge is proud to offer all our clients access to the highest quality credit card processing and payment solutions. Setting up your merchant account and payment gateway has never been so easy!
With this program you will be able to
accept ALL MAJOR
Credit Cards with:
o Funds deposited directly into your Business Checking Account
o Enjoy Gross Daily Settlement of your Visa/MasterCard sales
o Accounts INCLUDE real time Payment Gateway & Virtual Terminal
o Debit Cards treated exactly as Credit Cards with LOWER rates
Schedule of
Fees:
o
NO Application Fee
o
NO Annual Fees
o
NO Termination Penalties
o
1.83% VISA, MasterCard and Discover
Qualified Discount Rate on Credit Cards
o
$0.21 per item (transaction) on Credit Card
o
1.56% with a $0.21 per item (transaction) on
Debit cards
o
$10.00 Monthly Service Fee (includes Monthly
Statement)
o
$10.00 Monthly support fee covers:
o
All future upgrades of X Charge software
(NEVER again pay for a new version)
o
7 days a week support for software and
transactions.
o
Toll Free Customer Support with TECH
SUPPORT all in ONE call
X-Charge™ Integrated Credit Card Processing Software is a valuable and cost effective solution. Listed below are just a few of our many benefits:
X-CHARGE CREDIT CARD PROCESSING BENEFITS
CURRENT WITH THE LATEST TECHNOLOGY- Security updates occur that require merchants to purchase or lease new terminals in order to remain current in technology advances. Failure to update may cost merchants higher processing costs. The X-Charge software stays in pace with these new technologies and updates are shipped to merchants. Upon receipt, merchants simply contact tech support for simple installation instructions, allowing merchants to remain current and never be subjected to higher processing costs!
ELIMINATE ERROR AND FRAUD- Using our software solutions and X-Charge requires no re-keying of sales amounts. The amount tendered in the program is exactly what is authorized via X-Charge. This integration virtually eliminates the chance for fraud or error!
STREAMLINE PROCESSES- Every credit card transaction has a corresponding transaction within X-Charge, never missed or erroneously keyed.
EXTRA COUNTERSPACE- X-Charge software runs directly on the your RTO Pro station, replacing standalone bank terminals, reducing the clutter at the checkout counter and providing more valuable space for selling.
SPEED UP PAYMENT PROCESSING- Credit Card transactions are authorized in less than 15 seconds via modem; 2 to 3 seconds using high speed Internet!
EASY TO LEARN/SIMPLE TO USE- Your clerks simply tender the sale normally and swipe the customer’s credit card - X-Charge does the rest! Your clerks do not need to move from the RTO Pro station, to the standalone terminal, back to the RTO Pro station.
INCREASE CUSTOMER SATISFACTION- No longer will you have to issue a RTO Pro System receipt and a separate credit card receipt. One receipt provides a more professional solution.
NETWORK FLEXIBILITY- Rather than having one or multiple credit card terminals and printers for a network of RTO Pro stations, X-Charge allows you to have one modem and one telephone line. X-Charge also allows you to process via High Speed Internet eliminating multiple or single phone lines.
KNOWLEDGE IS POWER- X-Charge can print meaningful management reports, allowing daily, weekly, monthly, yearly and user defined time period reporting. Much more information than stand alone credit card terminals can provide!
Applying for an Internet Certified Merchant Account is a quick and easy process.
If you have any questions or are ready to sign up, please contact Accelerated Payment Technologies at: 888-412-1171.
PCI Compliance notice (payment card
industry (PCI))
X-Charge is a PA-DSS validated payment
application and is integrated into RTO Pro.
Starting with RTO Pro version 5.5.6 our
integration method isolates cardholder data
from our software. By utilizing XCharge as
the only module that handles cardholder
data, we follow industry best practices.
PA-DSS does not apply to our software
because it applies only to applications that
store, process or transmit cardholder data.