Features

ACH Payments

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Integrated ACH Payments

ACH is now integrated in RTO Pro. Your customers with a checking or savings account can pay their payments via ACH. They can pay by ACH on an automatic recurring basis with the built in AutoPay feature or just as a one time payment.
ACH Processing

ACH processing in RTO Pro is handled by Profituity. Pricing and sign up info is below.

  Profituity
Per transaction fee $0.25
Return Fee $1.95
Monthly Fee

$10.00 Per company (not per store)

Automated NSF representment module and enhanced MyView™ online reporting included FREE!
One Time Setup Fee $35.00
Discount Fee 0.00
To sign up with Profituity:

Click here to securely submit an application. Or, if you’d like to speak with a friendly representative, call (724) 939-6591 and select option 4.

Download more information about Profituity
For more information, or to get set up, call: 352-383-9375.
  • For returned ACH you can still charge an NSF fee but you are only getting charged $1.95 compared to the $10.00 to $30.00 most banks charge for checks returned to you.
  • For added value and efficiency, activate the optional Profituity representment module and payments returned as NSF will be automatically resubmitted for deposit up to two additional times, significantly reducing the time and effort required to collect payments.
  • To set up a customer to pay by ACH all you have to do is get their account and routing number, this information is saved in RTO Pro. Then set which contracts are to be paid automatically by ACH. Then when you run recurring billing you click one button and all your customers who's contracts are due to be processed will automatically be ACH Debited and their payments will be entered in 1 step. You can have 1 or 1000 customers set up for ACH and they are all processed with 1 click! Your checking account will be credited the next day for all ACH Debits processed.
  • ACH can also be used as a telephone authorized one time payment. If a customer calls and wants to pay by ACH you can accept their payment over the phone.
ACH Check conversion is also optionally available with the purchase of a Burroughs SmartSource Edge Check scanner. These are available for around $300.00 at http://www.burroughsstore.com or at http://www.unilinkinc.com. ACH Check Conversion or ACH ARC is where you scan checks you receive and submit them electronically through the ACH system instead of depositing them at your bank. This is included at no extra cost with the RTO Pro ACH system (except for the per transaction fee same as all ACH transactions). When a check bounces you would be charged the $1.95 returned ACH fee instead of the $10 to $30 NSF fee banks commonly charge.

For more information about what ACH is and how it works see this link: http://www.nacha.org/c/Intro2ACH.cfm 

How to

Using Autopay in RTO Pro

Note: Customers can also pay on Autopay by credit card if you use RTO Pro's integrated credit card processing. Call 352-383-9375 for more info.

Step 1
  • When a customer wants to pay by ACH enter their ACH info: Alt-E from the Payment Screen or click on the "Credit Card / ACH Info" button on any customer screen. Click on the "Print ACH Authorization Form" button to print an Authorization form for the customer to sign.
Step 2
  • For each contract the customer wants to pay automatically by ACH or Credit Card check the "Pay by AutoPay" button and how many days before they are due to process the payment (generally 0, which would be the day they are due). You set this up in Contract Maintenance (Point of Sale Menu option 3) or push F11 twice from the Payment Screen, you can also enter this information when you load a new rental agreement. You can also set up advanced autopay to pay 1 time autopay payments or pay on any specified date or amount.
Step 3
  • Go to Autopay (Point of Sale Menu > Alt-A) and click the "Process Now" button. Anybody who is set up to pay by ACH or Credit Card will be charged and their payment will be entered in 1 step. It doesn't matter if you have 1 or 1000 customers set up they are all processed in 1 click.
  • The ACH funds are generally credited to your account within a couple of business days. ACH can be used for 1 time payments also.